August 11, 202

Best Gold IRA Investment Companies - 2022 Review

These days the USA is seeing high levels of inflation again, and with gas prices going up and the value of the US dollar going down, it is unlikely that anyone will be investing in cash-based assets.

There are 5 top gold investment companies reviewed below that every investor should consider. I will share those that are my top favorites, and how I came to this conclusion.

Some of the links in this article are from our sponsors. The list below is an honest review after hours and hours of research, experience, and consumer-based feedback. 

The Best Gold IRA Investment Companies for 2022


#1: Goldco- Best Pricing & Customer Service


  • Lowest yearly fees in the gold IRA space
  • Best pricing 
  • No-pressure sales tactics
  • Over 15 years of experience
  • Highly-rated customer service
  • Minimum investment $25,000
  • Get Goldco Deal Here >>

#2: Augusta Precious Metals - Best Client Feedback


  • NO complaints since company inception in 2012
  • One-on-one unique educational web conference with Harvard economist
  • Specialized customer service departments for your needs
  • Simple to open up an account with them 
  • Get Augusta Deal Here >>

#3: American Hartford Gold


  • They refrain from using high-pressure sales tactics
  • Low investment minimum
  • Stellar customer service ratings
  • Easy setup for your account

#4: Birch Gold 



#5: Regal Assets


  • No excessive rates
  • Offers buy-back program
  • Wide selection of products including crypto
  • Investments are 100% insured

#1: Goldco - Best Overall


The first gold IRA investment company on my list is Goldco. There are several reasons that Goldco makes it to the top of my list including:

  • Lower yearly fees than most 
  • A myriad of stellar customer reviews 
  • Highly-rated customer service 
  • The best gold investment company overall - offers numerous precious metals 

If you're in the market for a new gold IRA investment company, you've probably considered Goldco. The company is a top-rated precious metals investment company with a great reputation for customer service. You can also count on them for a high buyback guarantee and competitive pricing. Goldco is a gold IRA investment company that makes it easy to open an account.

The first step in setting up your Goldco gold IRA is signing up here and getting your kit: sign up here. The company offers a range of options for funding your account. First, you need to transfer funds from your retirement account or TSP (such as a 401(k)). Then, you can purchase precious metals with your new account. To get started, visit Goldco's website and choose from their various precious metals investment options.

Goldco Pros & Cons


  • A+ rating by BBB
  • Top-notch customer service
  • Low fees
  • Free storage for non-IRA precious metals
  • Simple rollovers for IRA & 401K rollovers
  • Special offers for new clients


  • Has a much higher initial deposit minimum than other companies
  • All assets added to Goldco can only be purchased through Goldco

**Promotion**: Get up to 10% back in free silver. Once you open a new account with Goldco you can take advantage of this offer. 

Free shipping is also a part of the deal for those who get up to 10% back in free silver, regardless of where you have it sent.  Click below to get your free gold investing kit from Goldco. 

Goldco Minimum IRA Investment & Fees 

Goldco's minimum investment is $25,000 and has current promotions of free silver that matches 10% of your offer. They have a custodial fee of $80 and annual storage fee of $100.

Goldco Makes IRS Penalties Non-Existent

 Goldco's main goal is to ensure their clients have all their paperwork taken care of, are educated on the decisions they're making, and have a foundation of background knowledge on IRS requirements so no penalties pop up.  

#2: Augusta Precious Metals


When looking for a company to manage your precious metal investments, you should look for a company that is dedicated to education. Augusta Precious Metals is extremely informative, they have a unique one-on-one educational web conference with their Harvard economist, and you can contact the company's customer service department to ask questions.

Augusta Precious Metals is mainly a gold IRA investment company but they do also offer physical metal purchases. Their agents will help you with all aspects of the gold IRA investment process, including obtaining the proper forms and initiating the funding process.

Augusta's customer service representatives are available 24 hours a day to help you understand the investment process. In addition to customer service, Augusta offers new client assistance, walking you through the process and ensuring you are educated on everything you need to know. 

In addition to offering competitive rates, Augusta Precious Metals offers assistance with the rollover process; you can roll over your existing retirement account funds or cash into an Augusta Precious Metals account with 95% of the paperwork done for you. Then you can buy gold or silver with their purchasing agent.

Augusta Precious Metals offers excellent customer service and has earned high ratings from the Better Business Bureau and Business Consumer Alliance. The company has served more than 3 million customers and has addressed any complaints that might have arisen.

With a commitment to education, Augusta is a dependable and ethical company. The company's services have been designed to protect your precious metals and avoid the hassles of mainstream banking systems. Augusta Precious Metals has partnered with Brinks Global Services and International Depository Services Group to store client assets in seven secure facilities. Moreover, Augusta's shipping service provides free and insured shipping, and the company's buyback policy ensures full refund of your purchase in the event that it is stolen or lost.

Augusta Pros & Cons


  • They focus on deeply committed customer service and helping their customers focus on retirement
  • First-year free of fees and inexpensive fees thereafter
  • Free reviews for portfolios
  • Simple to open up an account with them


  • Processing and adding funds to the IRA takes about 14 days
  • They only offer gold and silver investments

Augusta Investment Minimum & Account Fees

Augusta Precious Metals offers an inexpensive fee schedule. Most companies will charge the most for your first year, but Augusta offers your first year free of fees. The next years in the future you'll be charged $180/year. However, their minimum investment is one of the highest, at $50,000

#3: American Hartford Gold


To get started investing, all you need to do is open a self-directed IRA at American Hartford Gold. This investment company will make the process easy for you and will reduce costs. They accept various retirement accounts, including IRAs and traditional retirement plans. The company will also review your existing retirement account to make sure it is eligible for investment. The process may take a few days, so be patient and take your time.

Located in Los Angeles, the American Hartford Gold Group helps individuals invest in precious metals. Their investment services include physical delivery to your door. You can also have your purchases deposited into your retirement account. This company is a reputable option for investors of all levels of experience. American Hartford Gold's customer service has received several awards, including a consistent A+ rating from the Better Business Bureau and near-perfect scores on Google Reviews.

Many customers have praised the service provided by the American Hartford Gold IRA investment company. Customers have also raved about the company's professionalism, customer service, and education. Customers describe the experience as hassle-free, without pressure, and enjoyable. American Hartford Gold has over 800 reviews on Trustpilot and 200 on Google. Although a few customers have complained about the company's shipping delays, the majority of customers have been satisfied with their overall experience.

As a self-directed IRA investment company, American Hartford Gold is a good option for a variety of reasons. Their low start-up and transfer fees, and free silver and storage, make it an excellent choice for investors who have a limited budget. American Hartford Gold also offers a buyback commitment guarantee and no liquidation fees for seniors. While the fees may be higher than other investment companies, the advantages outweigh the disadvantages.

The American Hartford Gold IRA investment company offers a variety of investor guides. These guides include the Gold IRA Guide, Precious Metals Investment Guide, and Report on Cybercrime. They also have guides on how to rollover your TSP and the U.S. dollar. Another useful resource for investors is their RMD Estimator. This tool calculates the amount that investors need to withdraw annually from their retirement plan based on their age. This is essential in order to stay in compliance.

American Hartford Gold Pros & Cons


  • Low minimum investment
  • Best buyback program
  • Low yearly fees
  • One of the most well-known gold IRA companies


  • Doesn't offer platinum or palladium

Account Setup:

You must call the company and speak with a representative in order to set up your IRA account.

#4: Birch Gold Group


In addition to your gold IRA investment, you can also buy bullion or coins for your IRA through Birch Gold Group. They offer secure depositories and discreet packaging for your precious metals. And if you're unsure of whether to sell your precious metals, you can always sell them to a third-party buyer. There are many other benefits of investing in precious metals, and you may want to consider the advantages of a Precious Metals IRA.

Birch Gold has a stellar team of professionals. The founder of the company, Ben Shapiro, regularly endorses them on his radio show. This confirms that Birch Gold is a reputable company. Their staff includes former money managers and other relevant experts. It's easy to understand why this company has earned such high praise. The company was founded in 2003, and has served over 13000 clients.

Another reason to choose Birch Gold is that they waive shipping and transit charges for their investors. As an IRA investor, you'll receive tax-free earnings on your gold and silver assets. Plus, they're convenient for you. Birch Gold Group is located in Burbank, California, and the process of buying precious metals is simple and hassle-free. However, you should still carefully consider all the pros and cons of different companies before deciding on a gold IRA investment company.

Birch Gold Pros & Cons


  • High level of service
  • Willing to work with your preferred custodian
  • Low minimum investment
  • Been in business since 2003


  • Hidden fees

Account Setup:

You must call the company and speak with a representative in order to set up your IRA account.

Birch Gold Experience

One of the most versatile and trustworthy IRA providers is Birch Gold. Birch Gold lets you buy and store precious metals through a certified custodian. With Birch Gold, you don't have to worry about keeping your assets in your home. A specialist will walk you through the sign-up process and explain how you can begin purchasing precious metals. This way, you can diversify your assets and hedge against the dollar.

Birch Account Fees

With Birch Gold, you can expect a yearly fee of $180, a $50 precious metal IRA custodian fee, and a $30 money wiring fee.
Birch has one of the lowest minimum investments of only $10,000.

Birch Security

The security of investing in these precious metals is something Birch Gold will teach investors. They hit the fine points on why it matters. This is why so many lean on the Birch Gold Difference before they make the move to work with Birch Gold. Birch can be trusted as one of the best gold and silver investment companies on the market. 

#5: Regal Assets


One of the reasons why Regal Assets is one of the best gold-IRA investment companies is because of its unique approach to IRA rollovers. Founded by Tyler Gallagher, Regal Assets has been named to the Inc. 500 list and has offices in Beverly Hills, Toronto, London, and Dubai. They focus on alternative investments and offer a 24-hour buyback policy, competitive pricing, and zero-fee IRA rollovers.

Another benefit of Regal Assets is its comprehensive selection of gold coins and gold bullion bars. Their selection is extensive and includes everything from single grams to kilograms. They also have a full selection of silver investment products, including coins. While this is not an exhaustive list of their available products, it is a good place to start if you are considering a gold IRA. In addition to offering a comprehensive range of gold and silver products, Regal Assets also offers a large variety of crypto assets.

Regal Assets Pros & Cons


  • Offers buy-back program
  • Client's get guaranteed growth potential
  • Offers many products including cryptocurrency
  • Low minimum investment
  • Expert, friendly customer service


  • High gold prices

Account Setup:

You can quickly and easily set up your account online after signing up with them.

Regal Experience

Regal Asset's gold IRA investment account offers a low minimum investment amount of $5,000 and helps you understand the process thoroughly. This streamlined process makes it easy for even the most inexperienced investor to open a gold IRA with Regal Assets. You can even rollover your existing IRA with them.

Regal Reputation

As one of the best gold IRA investment companies, Regal Assets has a long history of success. The company has become a member of the Forbes Finance Council, and it's also been nominated to the Inc. 500. The company also has a long history and minimal customer complaints. While most gold IRA investment companies fail within a few years of operation, Regal Assets has stood the test of time.

Regal Account Fees

The fee structure for the gold IRA account with Regal Assets is transparent. You pay a flat rate of $250 per year, and you never pay extra for transactions. While you may have to invest a certain amount to open an account with Regal Assets, the fee is only $100 and $150 annually. This fee is not related to the amount of gold you choose to invest, so it's a good option for those looking to invest less than $5,000.

Frequently Asked Questions About Gold IRAs

Will inflation affect my retirement?

Inflation will continue to erode the purchasing power of your retirement savings. Food, transportation, and healthcare will most likely be much more expensive than they are now. But if you are on Social Security, it will probably remain your major source of income, as you will be getting an annual cost-of-living adjustment. This adjustment is 2.8% in 2019.

However, inflation may be a small issue if you are close to retirement. While the inflation rate has remained low - just 1.8% per year since 2009 - the Federal Reserve aims for 2% a year - it will still affect your retirement savings. The average COLA in the past decade has been 2%, and in this year, it will be 8.6%. Prices will have doubled in 20 years.

Inflation can be avoided by diversifying your income sources. Instead of putting all your money in one investment, you should diversify your income streams into different asset classes. Consider using a mix of cash, bonds, and equities. You can also take advantage of employee pension schemes, which typically offer a good level of protection against inflation. Ultimately, don't panic about inflation - make sure your financial adviser knows your situation and can advise you accordingly.

The inflation rate will affect your savings in two main ways. First, it will reduce the purchasing power of your savings. The price of daily items will continue to rise. Travel and everyday items will increase as well. As a retiree, you'll be vulnerable to high inflation, which is especially crucial if you plan to live off your savings. This means you'll need to revisit your retirement income plan and investment strategy. Inflation is a small but significant factor when compared to your savings.

While a higher rate of inflation will erode your nest egg, it is worth knowing that higher rates of inflation will reduce the purchasing power of your savings. The consumer price index, which measures inflation, rose 5.4% last year, the highest level in 13 years. While inflation is a temporary phenomenon, it will eventually deplete your nest egg. For that reason, it is important to prepare for it ahead of time. It is critical to understand the effects of inflation on your retirement savings and make plans accordingly.

What is the point of investing in gold?

When compared to other investments, gold does not suffer from inflation. Instead, it hews closely to the cost of living. Gold is considered a safe haven asset because it does not lose value when other investments do. In fact, it may even increase in value during times of economic crisis. Some experts consider gold to be the ultimate hedge against rising prices. There are, however, some drawbacks to investing in gold.

As long as you can invest in a long-term time frame, gold can be a good investment. Its price has not fallen significantly in the last couple of years, which makes it a good choice for inflation-proofing your portfolio. Moreover, gold is a strong shield against inflation, which means it is not affected by currency rate changes. And, as the Indian Rupee has not been performing well as of late, investors should take note of that.

While gold has historically had a low correlation to stocks, it has had a pronounced inverse relationship with the dollar. As a result, you can buy it at a lower price when the demand for gold is higher than the supply. However, you must budget enough money to purchase gold at the current price. If you are not able to afford the full amount, you should avoid investing in gold. You will be paying a premium that is anywhere from one to five percent above the spot price.

While gold is an unstable asset, it does not lose value like stocks and bonds do. A good rule of thumb is to invest ten percent of your savings in gold, and make sure that your investment fits your risk profile and goals. However, one important benefit to investing in gold is that it is a tangible, liquid asset that has performed well through both periods of deflation and inflation. Further, gold is an alternative to the banking system.

One of the primary reasons to invest in gold is to maintain its purchasing power over the long-term. Paper currencies lose value over time, and dollars in bank accounts or brokerage accounts continue to lose value. Physical gold on the other hand is a safe harbor for savings and is the ideal asset for heirs. Furthermore, gold will outlast any currency that may be used in the future. However, gold is an investment with some downsides, but its advantages far outweigh them.

How do you invest in a gold IRA?

While it is possible to invest in gold in a traditional IRA, there are some important steps that you need to follow in order to maximize your return. Gold IRAs are tax-deferred retirement accounts where you can invest in gold bullion bars. The IRS permits you to invest in gold, silver, platinum, palladium, and other precious metals. However, you must ensure that you're buying IRA-compatible bullion.

You can invest in gold through a traditional or Roth IRA, exchange-traded funds, gold mining corporation stocks, and gold futures ETF. Gains on these types of investments are taxed at your marginal rate, so if you're rich, you'll likely pay a lower tax rate than someone earning a median income. But even if you're just starting out, you should still consider investing in gold as a tax-efficient way to save for retirement.

When setting up your gold IRA, choose a custodian with a good reputation. Make sure to do a little research on their policies and fees before making a decision. Typically, larger institutions won't offer gold IRAs. However, there are a few specialized companies that specialize in handling gold IRAs. The benefits of these companies are clear: a great customer service and a simple setup.

The best way to choose a gold IRA is to consult a financial adviser. You can have as many as you like IRAs, but financial advisors advise that you allocate no more than five to ten percent of your total retirement account to gold. The maximum IRA contribution is $6,000 for people under 50 years old, and $7,500 for those over fifty. The money in an IRA may fluctuate, so you should be aware of this.

While most gold IRA companies offer free information packs to their customers, these documents usually do not commit you to signing up. However, you can read customer reviews on the internet to get an idea of how trustworthy the company is. There will always be some negative reviews, but they're usually the result of someone in a bad mood and not a true reflection of their service. If you're unsure, read a few reviews online before choosing a gold IRA custodian.

Looking for more guided Gold IRA investment information, but don't know where to start?

Check out this guide we like to recommend for both beginners and those with experience in precious metal investing.